If you would have told me in 1978 that in 30 years the tap water was going to become "too dirty to drink" and that everyone would eagerly fork over a dollar for a bottle of water, I would never have believed you. Annual Percentage Rates
If you would have told me in 1988 that some day I would be paying more than 29% APR on credit cards, I would never have believed you. Back then my mother was helping me establish good credit and explaining to me about credit cards, and how you NEVER EVER want to get in trouble on your credit cards because the credit card companies will gouge you for 15% interest per year. She made that sound like a very awful thing, so I wanted to never have that happen, but at least that was as bad as it could possibly get. She explained that that was the most they were allowed to charge by law, and besides they wouldn't be able to get anyone to pay any higher APRs than that anyway. My mother was very, very smart. Genius. But I guess she underestimated what they'd be able to accomplish in 20 years. Police Cameras
If you'd have told me in 1998 that in 10 years we would all start to have police spy cameras going up in our cities I would have looked at you skeptically, but if you'd have told me that our general attitude toward this reduction of privacy would be "Well, hey man, we need those cameras to make sure we behave." I would have thought you were on crack. Did I get to vote on this? I'm pretty sure I would have voted that I don't need a police spy camera to make sure that I behave.
and PS: if anyone would have told me in 2004 that Brian Higgins was going to help them charge me crazy APRs and help constrict bankruptcy and help make my credit records available to all these creditors I would have never voted for him. Not even on the Working Families Party line.